Portugal D7 Visa Income Requirements in 2026

Portugal’s minimum wage rose to €920 in January 2026, and the D7 visa income threshold moves with it. Here is the current maths for a single applicant, a couple and a family.

If you are planning a D7 application for Portugal, one number decides almost everything: the national minimum wage. The D7 income threshold is indexed to it — so when the minimum wage goes up, the amount you must prove goes up with it.

And it went up. Decreto-Lei n.º 139/2025 set Portugal’s guaranteed minimum monthly wage at €920 from 1 January 2026, up from €870 in 2025.

If you built your budget on last year’s figures, they are now out of date.

What the D7 actually is

The D7 is Portugal’s residence visa for people with stable, recurring income generated outside employment in Portugal — pensions, rental income, dividends, royalties, income from investments. It is often called the “passive income visa” or the “retirement visa”, although you do not need to be retired to apply.

The core idea is simple: Portugal wants confidence that you can support yourself without becoming a burden on the state. The minimum wage is the yardstick used to measure that.

The 2026 numbers

The formula generally applied works in layers: the main applicant must show income at least equal to the minimum wage, and each additional family member adds a percentage on top.

Who	Share of the minimum wage	Monthly amount in 2026
Main applicant	100%	€920
Spouse or adult dependent	+50%	+€460
Each dependent child	+30%	+€276

Worked examples for 2026:

• Single applicant: €920 per month — about €11,040 over twelve months
• Couple: €1,380 per month — about €16,560 over twelve months
• Couple with one child: €1,656 per month — about €19,872 over twelve months

Two important caveats. First, these percentages are the formula commonly applied, but the exact documentation and calculation are assessed by the consulate handling your case, and practice varies between posts. Second, several consulates want to see the equivalent of twelve months of income already available in a Portuguese bank account, not only proof of monthly inflow. Confirm both points with your specific consulate before you commit to a figure.

Why applying at the minimum is a bad idea

Meeting the threshold exactly is legally sufficient and practically risky. Exchange rates move, a rental month goes unpaid, a dividend is smaller than forecast — and suddenly the file that was comfortably above the line is not.

Applications are also assessed on the overall picture, not on a single line in a spreadsheet. Applying with a visible margin above the threshold is the cheapest form of insurance available to you.

Income has to look stable, not just large

This is where most refusals originate. The D7 is about predictable income. A large one-off transfer is weaker evidence than a modest amount that has arrived on the same day of every month for two years.

What tends to strengthen a file:

• Bank statements over a long period — twelve months or more, showing the pattern rather than a snapshot
• Documents explaining the source — pension award letters, tenancy agreements, dividend statements
• Consistency between documents — the amounts on the statements should match the amounts on the contracts
• A Portuguese bank account already funded, which also demonstrates commitment to the move

What the number does not cover

The threshold is a legal minimum for the visa, not a realistic cost of living. Rents in Lisbon and Porto have risen sharply, and a couple living on €1,380 a month in central Lisbon would be under real pressure.

Separate the two questions. “Do I qualify?” is answered by the table above. “Can I live well?” depends on the city you choose — inland Portugal, Braga, Coimbra and the Alentejo change that arithmetic considerably.

The wage is scheduled to keep rising

Worth planning for: the tripartite income agreement behind the current increase foresees the minimum wage rising by €50 in each of the next two years — to €970 and then €1,020.

If that holds, the D7 threshold rises with it. A file that is marginal today may be below the line at renewal. Build the margin in now.

Before you act

Immigration rules in Portugal have been moving quickly, and a good deal of what circulates online mixes measures already in force with proposals still under discussion. Check the figure and the requirements against the official sources listed below, and confirm the documentation with the consulate that will handle your case.

How to show the income, in practice

Meeting the threshold is one thing; proving it is another, and this is where applications get slowed down.

The documents that carry the most weight are the ones that show a pattern over time: twelve months of bank statements showing the money arriving, a signed rental contract with matching receipts, a pension statement, or a tax return that reports the same income. One document that states a number is weaker than three that agree with each other.

Two practical points. Statements should show the income arriving, not just a balance — a large balance proves savings, not income, and the D7 is an income visa. And if the money comes from more than one source, present each one separately with its own proof, rather than as a single total that the consulate has to unpick.

Whatever you submit, check the list published by the consulate that handles your area. The core is stable; the details are not.

What the D7 does not solve

The income threshold is the part everyone focuses on, and it is not usually where applications fail. Three other things decide the outcome just as often.

• Accommodation. You are expected to show where you will live. A hotel booking for the first weeks is rarely enough on its own; a lease or a signed declaration from a resident carries far more weight.
• Health cover. Travel insurance for the period of the visa is a separate requirement from income, and it is checked separately.
• The gap between visa and residence. The visa lets you enter. The residence permit is applied for in Portugal, within the window the visa gives you, and that appointment is its own queue.

Checked on 19 September 2026

The figures and deadlines above were confirmed against the official visa portal on this date, after Law 62/2026 came into force on 11 September. Immigration rules in Portugal have changed twice this year, so a page with no verification date tells you nothing about whether it still applies.

If your plan goes beyond residence, the rules that matter next are the ones on citizenship: the new nationality law and the residence periods it now requires. For the document side of an EU-family application, see why AIMA rejects marriage certificates older than six months. For the cost side of the decision, our city-by-city breakdown of what it costs to live in Portugal is in Portuguese, but the tables read in any language.

Frequently asked questions

Perguntas frequentes

What is the D7 income requirement in Portugal for 2026?

The threshold is indexed to the national minimum wage, which is €920 per month in 2026 under Decreto-Lei n.º 139/2025. The main applicant must show income at least equal to that amount, with additional percentages for family members.

How much extra income do I need for a spouse and children?

The formula generally applied adds 50% of the minimum wage for a spouse or adult dependent (€460 in 2026) and 30% for each dependent child (€276 in 2026). Confirm the exact calculation with your consulate.

Does the D7 require me to be retired?

No. The D7 is for anyone with stable income generated outside employment in Portugal — pensions, rentals, dividends, royalties or investment income. Retirement is a common profile, not a requirement.

Is a lump sum in the bank enough?

Usually not on its own. The D7 assesses whether your income is recurring and predictable, so a long run of bank statements showing a regular pattern is stronger evidence than a single large transfer.

Will the threshold rise again?

Very likely. The agreement behind the current increase foresees the minimum wage rising to €970 and then €1,020 in the following years, and the D7 threshold moves with it.